Virtus Mortgage Consultant Hiring for Outdoor Sales Executive – Personal Loan Job at Al Barsha First Full Time

We are currently hiring Outdoor Sales Executive (Personal Loan) for joining our esteemed and growing organization. He/She will have to evaluate, authorize/ approve or deny loan applications for individual/business. The ideal candidate will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely and effective manner.

Responsibilities:

· Evaluating credit worthiness by processing loan applications and documentation within specified limits

. Brief Customers on the documentation, application and approval process.

· Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.

· Complete loan contracts and teach clients on policies and regulations.

· Interviewing applicants to determine financial eligibility and feasibility of granting loans.

· Monitor and update account records.

· Submit loan applications in a timely manner.

· Prepare detailed loan proposals.

· Reject loan applications and explain deficiencies to applicants.

· Respond to applicants’ questions and resolve any loan-related issues.

· Operate in compliance with laws and regulations.

· Advises clients about the risks, consequences, and benefits of alternative lending solutions.

· Develops loan applications by evaluating applicant information and documentation.

· Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.

· Outstanding interpersonal and communication skills.

Requirements and Skills:

· Bachelor’s degree in finance or a similar field.
· A minimum of 1 year experience as a loan officer.
· Excellent communication and interpersonal skills.
· Customer satisfaction orientation and sales competencies.

Job Types: Full-time, Permanent

Salary: AED4,000.00 per month

Ability to commute/relocate:

• Al Barsha: Reliably commute or planning to relocate before starting work (Required)

Education:

• Bachelor’s (Preferred)

Experience:

• UAE Banking: 1 year (Preferred)