Virtus Mortgage Consultant Hiring for Loan Officer Job at Dubai Full Time

Job description

Job Description:

We are currently hiring talented and detail – oriented Personal Loan Officer for joining our esteemed and growing organization. He/She will have to evaluate, authorize/ approve or deny loan applications for individual/business. The ideal candidate will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely and effective manner.

Responsibilities:

· Evaluating credit worthiness by processing loan applications and documentation within specified limits

. Brief Customers on the documentation, application and approval process.

· Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.

· Complete loan contracts and teach clients on policies and regulations.

· Interviewing applicants to determine financial eligibility and feasibility of granting loans.

· Monitor and update account records.

· Submit loan applications in a timely manner.

· Prepare detailed loan proposals.

· Reject loan applications and explain deficiencies to applicants.

· Respond to applicants’ questions and resolve any loan-related issues.

· Operate in compliance with laws and regulations.

· Advises clients about the risks, consequences, and benefits of alternative lending solutions.

· Develops loan applications by evaluating applicant information and documentation.

· Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.

Outstanding interpersonal and communication skills.

Requirements and Skills:

Bachelor’s degree in finance or a similar field.
A minimum of 1 year experience as a loan officer.
Excellent communication and interpersonal skills.
Customer satisfaction orientation and sales competencies.
Ability to work in a goal oriented environment.
In-depth knowledge of computers and banking software.
Outstanding interpersonal and communication skills.
Job Types: Full-time, Permanent

Salary: AED3,000 plus incentive

Please bring your updated CV.

Job Types: Full-time, Permanent

Salary: AED3,000.00 per month

Ability to commute/relocate:

• Dubai: Reliably commute or planning to relocate before starting work (Required)