Job Description:
We are currently hiring talented and Detail – Oriented Outdoor Sales Executive (Personal Loan) for joining our esteemed and growing organization. He/She will have to evaluate, authorize/ approve or deny loan applications for individual/business. The ideal candidate will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely and effective manner.
Responsibilities:
· Evaluating credit worthiness by processing loan applications and documentation within specified limits
. Brief Customers on the documentation, application and approval process.
· Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
· Complete loan contracts and teach clients on policies and regulations.
· Interviewing applicants to determine financial eligibility and feasibility of granting loans.
· Monitor and update account records.
· Submit loan applications in a timely manner.
· Prepare detailed loan proposals.
· Reject loan applications and explain deficiencies to applicants.
· Respond to applicants’ questions and resolve any loan-related issues.
· Operate in compliance with laws and regulations.
· Advises clients about the risks, consequences, and benefits of alternative lending solutions.
· Develops loan applications by evaluating applicant information and documentation.
· Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
Outstanding interpersonal and communication skills.
Minimum Qualification:
A Bachelor’s degree in Finance/Marketing is a must.
Requirements and Skills:
A minimum of 1 year experience as a loan officer in sales.
Excellent communication and interpersonal skills.
Customer satisfaction orientation and sales competencies.
Ability to work in a goal oriented environment.
In-depth knowledge of computers and banking software.
Outstanding interpersonal and communication skills.
Please bring your updated CV.
Company Offer:
· Salary
· High Sales Commission Scheme
· VISA
· Medical Insurance
· Emirates ID
· Other Benefits Mandated as per UAE Labor Law
Job Types: Full-time, Permanent
Salary: AED3,000.00 per month
Ability to commute/relocate:
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