RGA Hiring for Senior Underwriter Job at Dubai Full Time

Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to the approved authority limits. Ensures rate quotes are fair and equitable to clients, profitable to RGA, and completed within required time frames. Maintains strong client relationships by providing underwriting solutions to client issues, communicating underwriting decisions, and solutions in a professional, client-focused manner.

Responsibilities

Strategic / Operations:

• Under limited supervision, employee refers to clear objectives, subject to controls on results. Decision making involves policy decisions on occasions where new circumstances arise, and no guidelines or precedents are available. Decisions are typically based on a build up of facts and precedents.
• Appraises and underwrites complex risks for life insurance application(s) within approved authority limits and ensures underwriting quotes are sound, competitive and profitable to RGA Re.
• Processes casework load to ensure completion in a timely, efficient manner, and ensuring compliance with internal underwriting and audit guidelines.

Business Development / Client Relations:

• Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results.
• Builds and maintains strong working relationships with clients by gaining knowledge of clients’ business and uses effective listening skills to understand their needs. Effectively communicates RGA Re’s underwriting decisions.

Public Relations (Industry Involvement):

• Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars.
• Participates in special projects, as required.

Infrastructure: Overall

• Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed.

Company Structure:

• Collaborates with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction.
• Participates in special projects, committees, and meetings.

People Management:

• Participates, as requested, in associate development and mentoring activities.

Risk Management:

• Follows all individual underwriting and claims management procedures, authorities; follows established reporting and monitoring systems, which are operational and as agreed within the risk management function of the company.

Requirements

Education and Experience

• Bachelor’s Degree or equivalent
• Nursing/Pharmacy/Medical /Medical transcriptionist background is a must
• ACS, ALU, FLMI, FALU, or CLU accreditation or progress towards accreditation preferred.
• 5+years insurance/reinsurance life underwriting experience

Skills and Abilities

• Seeks agreement or settlement in contentious or potentially contentious situations.
• Proficient in English, Arabic and French
• Identifies the information needs of stakeholders, explains the position of the unit or the organization to them and provides appropriate advice.
• Complexity of Reasoning: Development of a new result by combining known information and techniques. Activities requiring the contribution of various resources (persons, spaces, material, budget etc.). Understanding of the general meaning of a set of data defined with relation to a specific result.

Company Overview

Reinsurance Group of America, Incorporated (NYSE: RGA) is one of the largest global life and health reinsurance companies. With operations in more than 20 countries, we support our clients and partners around the world with innovative approaches and customized solutions. What do you think? Better yet, how do you think? Have we piqued your curiosity? Consider a career with RGA. It’s the logical choice.

Job Reference: EMEA00467